Old-School Budgeting Still Works – Here's How to Use the Envelope Method Today

Before apps, budgeting meant literal envelopes — one for groceries, one for eating out, one for gifts. You’d put cash into each envelope and spend only what was inside.

💡 Even though we’re not as cash-based anymore, the envelope system still works — digitally. Whether you use budgeting apps or mental tracking, dividing your spending into clear categories helps you stay in control.

🏠 Essentials like mortgage, rent, and car payments come first.
🥦 Groceries are a big area where many can cut back.
🍕 Entertainment and eating out? One envelope.
🎁 Gifts? Create a dedicated fund.

🔔 In this video, learn how to apply the classic envelope method to modern digital budgeting.

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